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There is a chance during the five year chapter 13 that Congress will take needed action to force private student loan lenders to make some reasonable and affordable payment plans available.
If you own a home, you could consolidate student loans by taking out a home equity loan, which generally has a low interest rate.
However, this adds the risk of losing the home if you fail to repay your loan.
We are being told now that under no uncertain terms she will ever be able to be released from the loan.
I became unemployed last July & have been unable to find another job & have a new infant to care for as well.
Sallie Mae loans come in two major varieties, and the type you have will affect whether you can consolidate your Sallie Mae loan with your federal Direct Loan.
The first type of loan is the private student loan from Sallie Mae.
You will need to apply for a consolidation loan with a private lender, which could be Sallie Mae or a different lender.
Your interest rate for the consolidation loan will be based on your credit score and, if applicable, your co-signer's credit score.
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